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Refinancing with us is easy! Let us walk you through our comprehensive approach to maximize your refinance value at the best rates available. We have helped thousands of property owners by providing expert advise and excellent personal service. Call us today!

Already "in process" with another lender? We will perform a FREE line-by-line audit of the loan estimate you received. Consumers are often charged excessive fees and hidden costs that are uncovered by our experts. Give us the opportunity to save you hundreds or thousands of dollars. Send us your offer!

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We provide you with the best rate options available based on your credit score, property type, loan to value, and current lender terms and conditions. Please call us at [866] 411-5472 and our expert mortgage bankers will provide you with the best rates guaranteed.

HME is grateful to Veterans for their service to our nation. We have special financial programs for Veterans. We are located near Camp Pendleton. Many of our employees are Veterans or spouses of Veterans.  We consistently offer Veterans the best rates and services possible. We won't be beat!


Improve your chances of having your purchase offer accepted by using our state-of-the-art streamlined pre-approval process. Receive your pre-approval in under 24 hours or we'll give you $250 dollars cash!